职位描述
<Responsibilities>
Manage and maintain a comprehensive trade finance product lineup to meet identified and potential customer needs, in line with the Bank’s strategy and risk appetite.
Optimize operational flows of trade finance products in coordination with relevant departments to improve efficiency and support sustainable revenue growth.
Manage the lifecycle of existing trade finance products to ensure continued alignment with client requirements and regulatory expectations.
Participate in the development of new trade finance products, including coordination with the new product committee, regulators and relevant internal functions.
Prepare FI credit applications and contribute to corporate credit applications involving trade finance, in close cooperation with marketing officers.
Conduct credit analysis and transaction structuring for trade finance related business in accordance with internal credit policies.
Coordinate with credit, legal, compliance and related departments to support smooth processing of credit applications.
Analyze risks in trade finance structures and propose appropriate risk mitigation measures, while continuously enhancing knowledge of internal credit rules.
<Requirements>
Bachelor's degree in Finance, Economics, or related field
Min 5 years of experience in trade finance, corporate banking, or product management. Experience in credit-related functions is preferred.
Fluent in both written and spoken English and Chinese.
Sound and practical knowledge of trade finance products and operation flows of those products. A solid understanding of corporate finance, credit analysis, and risk assessment is preferred.
Deep understanding of relevant legal, regulatory and compliance frameworks.
Communication skills to manage relationship externally